You might be scared off by the hefty $450 annual fee, but if you’re a massive spender looking for luxurious benefits, the American Express Platinum Card is a great option. And because it’s a charge card, you’ll need to pay off your balance in full each month. There’s also no pre-set spending limit, so you can continue to rack up the points.
You’ll want to make sure you’re enrolled in the Membership Rewards program before you start spending, so you can earn 25,000 points when you spend $2,000 in the first three months. Like many other cards, you’ll earn 1 point for every $1 you spend on nearly every purchase. When you book trips through American Express’ travel services website, you’ll earn 2 points for every dollar.
Here are some of those premium benefits that come up with this card:
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